{"id":1749,"date":"2017-01-22T13:56:49","date_gmt":"2017-01-22T18:56:49","guid":{"rendered":"http:\/\/lpclex.com\/?p=1749"},"modified":"2023-12-16T19:49:31","modified_gmt":"2023-12-17T00:49:31","slug":"resp","status":"publish","type":"post","link":"https:\/\/lpclex.com\/fr\/resp\/","title":{"rendered":"RE\u00c9\u00c9 (R\u00e9gime enregistr\u00e9 d&rsquo;\u00e9pargne-\u00e9tudes) :  frais d\u2019adh\u00e9sion ill\u00e9gaux au Qu\u00e9bec"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-overflow:visible;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><div class=\"fusion-image-element fusion-image-align-center in-legacy-container\" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div class=\"imageframe-align-center\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1632\" height=\"1224\" title=\"RESP photo2\" src=\"https:\/\/lpclex.com\/wp-content\/uploads\/2016\/10\/RESP-photo2.jpg\" alt class=\"img-responsive wp-image-715595\"\/><\/span><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-title title fusion-title-1 fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Intitul\u00e9 de la cause :<\/h3><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container\"><div class=\"title-sep sep-single sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-1\"><p><em>RE\u00c9\u00c9 (R\u00e9gime enregistr\u00e9 d&rsquo;\u00e9pargne-\u00e9tudes) &#8211; frais d\u2019adh\u00e9sion abusifs et ill\u00e9gaux charg\u00e9s par:\u00a0<\/em><\/p>\n<ul>\n<li><strong>CONSULTANTS C.S.T. INC.<\/strong> &amp; <strong>LA FONDATION FIDUCIAIRE CANADIENNE DE BOURSES D\u2019\u00c9TUDES<\/strong><\/li>\n<li><strong>KALEIDO CROISSANCE INC.<\/strong> (anciennement <strong>GESTION UNIVERSITAS INC.<\/strong>) &amp; <strong>FONDATION KALEIDO<\/strong> (anciennement <strong>FONDATION UNIVERSITAS DU CANADA<\/strong>)<\/li>\n<li><strong>LA PREMI\u00c8RE FINANCI\u00c8RE DU SAVOIR INC.<\/strong> (anciennement <strong>FONDS D\u2019\u00c9DUCATION H\u00c9RITAGE INC.<\/strong>) &amp; <strong>LA PREMI\u00c8RE FONDATION DU SAVOIR<\/strong><\/li>\n<li><strong>FONDS D\u2019\u00c9DUCATION H\u00c9RITAGE INC.<\/strong> &amp; <strong>FONDATION \u00c9DUCATIONNELLE H\u00c9RITAGE<\/strong><\/li>\n<li><strong>FONDS D\u2019\u00c9TUDES POUR ENFANTS INC.<\/strong> &amp; <strong>LA FONDATION POUR L\u2019\u00c9DUCATION DES ENFANTS DU CANADA<\/strong><\/li>\n<li><strong>CORPORATION RE\u00c9\u00c9 GLOBAL<\/strong> &amp; <strong>FONDS D\u2019\u00c9DUCATION GLOBAL<\/strong><\/li>\n<\/ul>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-title title fusion-title-2 fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">No de dossier de la Cour sup\u00e9rieure du Qu\u00e9bec :<\/h3><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container\"><div class=\"title-sep sep-single sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-2\"><p>500-06-000932-182<\/p>\n<\/div><div class=\"fusion-title title fusion-title-3 fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Infractions :<\/h3><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container\"><div class=\"title-sep sep-single sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-3\"><p>Le demandeur all\u00e8gue que les frais d\u2019acquisition et\/ou d\u2019adh\u00e9sion factur\u00e9s par certains fournisseurs de REEE collectif au Qu\u00e9bec sont ill\u00e9gaux, et, dans certains cas, abusifs. Le 31 mars 2021, la Cour sup\u00e9rieure du Qu\u00e9bec a autoris\u00e9 cette action collective. Le jugement d&rsquo;autorisation ainsi que la demande d&rsquo;autorisation sont accessibles ci-dessous.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-4 fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Description des groupes autoris\u00e9s :<\/h3><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container\"><div class=\"title-sep sep-single sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-4\"><p><span style=\"text-decoration: underline;\"><strong>Groupe :\u00a0<\/strong><\/span><\/p>\n<p>Toutes les personnes r\u00e9sidant au Qu\u00e9bec qui, \u00e0 tout moment depuis le 19 juillet 2013, ont sign\u00e9 un contrat avec l\u2019une des d\u00e9fenderesses dans lequel elles \u00e9taient souscripteurs et\/ou contributeurs (principal ou conjoint) pour un R\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-\u00e9tudes (\u00ab REEE \u00bb), et qui ont \u00e9t\u00e9 factur\u00e9es des frais (appel\u00e9s \u00ab frais de vente \u00bb, \u00ab frais de souscription \u00bb et\/ou \u00ab frais d&rsquo;adh\u00e9sion \u00bb), y compris les commissions du distributeur et des vendeurs, d\u00e9passant 200,00 $ par plan.<\/p>\n<p><span style=\"text-decoration: underline;\"><strong>Sous-Groupe :\u00a0<\/strong><\/span><\/p>\n<p>Toutes les personnes r\u00e9sidant au Qu\u00e9bec : (1) qui, \u00e0 tout moment depuis le 19 juillet 2013, avaient un contrat avec l\u2019une des d\u00e9fenderesses dans lequel elles \u00e9taient souscripteurs et\/ou contributeurs (principal ou conjoint) pour un REEE; (2) qui a annul\u00e9 son REEE apr\u00e8s cette date; et (3) a perdu plus de 20 % de ses cotisations en raison des frais de vente, des frais de souscription ou des frais d&rsquo;adh\u00e9sion.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-5 fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">R\u00e9parations demand\u00e9es pour les consommateurs :<\/h3><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container\"><div class=\"title-sep sep-single sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-5\"><p>Cette action collective vise \u00e0 obtenir le remboursement de la diff\u00e9rence ill\u00e9galement factur\u00e9e de plus de 200,00 $ par plan (et non par unit\u00e9), par l&rsquo;un des fournisseurs de REEE suivants : CST, Kaleido (Universitas), Heritage, Children&rsquo;s, Global, Knowledge First.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-6 fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">\u00c9tat de la demande :<\/h3><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container\"><div class=\"title-sep sep-single sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-6\"><p>Le 31 mars 2021, la Cour sup\u00e9rieure du Qu\u00e9bec a autoris\u00e9 cette action collective. Une copie du jugement d&rsquo;autorisation est accessible ci-dessous.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-title title fusion-title-7 fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\"><p>Documents : <em>RE\u00c9\u00c9 &#8211; frais d\u2019adh\u00e9sion ill\u00e9gaux au Qu\u00e9bec<br \/>\n<\/em><\/p><\/h3><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container\"><div class=\"title-sep sep-single sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-7\"><p><img decoding=\"async\" class=\"alignnone wp-image-1233\" src=\"http:\/\/lpclex.com\/wp-content\/uploads\/2016\/09\/pdf_icon.ico\" alt=\"pdf_icon\" width=\"20\" height=\"20\" \/><a href=\"https:\/\/lpclex.com\/wp-content\/uploads\/2017\/01\/Jugement-autorisation-Wang-francais.pdf\">Jugement autorisant l&rsquo;action collective (version fran\u00e7aise) &#8211; 31 mars 2021<\/a><\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-1233\" src=\"http:\/\/lpclex.com\/wp-content\/uploads\/2016\/09\/pdf_icon.ico\" alt=\"pdf_icon\" width=\"20\" height=\"20\" \/><a href=\"https:\/\/canlii.ca\/t\/jf28s\">Jugement autorisant l&rsquo;action collective (version anglaise) &#8211; 31 mars 2021<\/a><\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-1233\" src=\"http:\/\/lpclex.com\/wp-content\/uploads\/2016\/09\/pdf_icon.ico\" alt=\"pdf_icon\" width=\"20\" height=\"20\" \/><a href=\"https:\/\/lpclex.com\/wp-content\/uploads\/2016\/10\/Annexe-A-2-Avis-de\u0301taille\u0301-REEE-FR-finale.pdf\">Avis d\u00e9taill\u00e9 &#8211;\u00a026 juillet 2021<\/a><\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-1233\" src=\"http:\/\/lpclex.com\/wp-content\/uploads\/2016\/09\/pdf_icon.ico\" alt=\"pdf_icon\" width=\"20\" height=\"20\" \/><a href=\"https:\/\/lpclex.com\/wp-content\/uploads\/2017\/01\/Annexe-A-1-Avis-abre\u0301ge\u0301-REEE-FR-finale.pdf\">Avis abr\u00e9g\u00e9 &#8211;\u00a026 juillet 2021<\/a><\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-1233\" src=\"http:\/\/lpclex.com\/wp-content\/uploads\/2016\/09\/pdf_icon.ico\" alt=\"pdf_icon\" width=\"20\" height=\"20\" \/><a href=\"https:\/\/lpclex.com\/wp-content\/uploads\/2016\/10\/Originating-Application-Wang-v.-CST-el-als.-NOTIFIED-25MAY2021-Registre.pdf\">Demande introductive d&rsquo;instance &#8211; 25 mai 2021<\/a><\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-1233\" src=\"http:\/\/lpclex.com\/wp-content\/uploads\/2016\/09\/pdf_icon.ico\" alt=\"pdf_icon\" width=\"20\" height=\"20\" \/><a href=\"https:\/\/lpclex.com\/wp-content\/uploads\/2016\/10\/Demande-introductive-dinstance-Wang-c.-CST-el-als.-25mai2021.pdf\">Demande introductive d&rsquo;instance (traduction fran\u00e7aise non officielle) &#8211; 25 mai 2021<\/a><\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-1233\" src=\"http:\/\/lpclex.com\/wp-content\/uploads\/2016\/09\/pdf_icon.ico\" alt=\"pdf_icon\" width=\"20\" height=\"20\" \/><a href=\"https:\/\/lpclex.com\/wp-content\/uploads\/2017\/01\/WANG-AMENDED-Application-to-Authorize-CST-26JUN2020_Redacted.pdf\">Demande en autorisation amend\u00e9e &#8211; CST- 26 juin 2020<\/a><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Toutes les personnes r\u00e9sidant au Qu\u00e9bec qui, \u00e0 tout moment depuis le 19 juillet 2013, ont sign\u00e9 un contrat avec l\u2019une des d\u00e9fenderesses dans lequel elles \u00e9taient souscripteurs et\/ou contributeurs (principal ou conjoint) pour un R\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-\u00e9tudes (\u00ab REEE \u00bb), et qui ont \u00e9t\u00e9 factur\u00e9es des frais (appel\u00e9s \u00ab frais de vente \u00bb, \u00ab frais de souscription \u00bb et\/ou \u00ab frais d&rsquo;adh\u00e9sion \u00bb), y compris les commissions du distributeur et des vendeurs, d\u00e9passant 200,00 $ par plan.<\/p>\n","protected":false},"author":4,"featured_media":715595,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[134],"tags":[466,472,465,475,759,473,468,471,231,761,474,758,760,469,467,476,470],"class_list":["post-1749","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actions-collectives-actives","tag-canadian-scholarship-trust-foundation-fr-2","tag-childrens-first-financial-fr-2","tag-cst-fr-2","tag-enrollment-fees-fr-2","tag-frais-dadhesion","tag-global-fr-2","tag-group-resp-fr-2","tag-heritage-fr-2","tag-joey-zukran-fr","tag-kaleido-fr","tag-knowledge-first-fr-2","tag-reee-action-collective","tag-regime-epargne-etude-enregistre","tag-registered-education-savings-plan-fr-2","tag-resp-fr-2","tag-sales-charges-fr-2","tag-universitas-fr-2"],"_links":{"self":[{"href":"https:\/\/lpclex.com\/fr\/wp-json\/wp\/v2\/posts\/1749","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lpclex.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lpclex.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lpclex.com\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/lpclex.com\/fr\/wp-json\/wp\/v2\/comments?post=1749"}],"version-history":[{"count":20,"href":"https:\/\/lpclex.com\/fr\/wp-json\/wp\/v2\/posts\/1749\/revisions"}],"predecessor-version":[{"id":717627,"href":"https:\/\/lpclex.com\/fr\/wp-json\/wp\/v2\/posts\/1749\/revisions\/717627"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lpclex.com\/fr\/wp-json\/wp\/v2\/media\/715595"}],"wp:attachment":[{"href":"https:\/\/lpclex.com\/fr\/wp-json\/wp\/v2\/media?parent=1749"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lpclex.com\/fr\/wp-json\/wp\/v2\/categories?post=1749"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lpclex.com\/fr\/wp-json\/wp\/v2\/tags?post=1749"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}